KMB Associates

Home Loan

At KMB Associates LLP, we understand the importance of having a place to call home. That’s why we offer home loans with the lowest interest rates, making it easier for you to turn your dream of homeownership into reality. Let us help you create a space where cherished memories and love flourish.
Apply Now
Consultation regarding home loan options and terms
Our mission to simplify loan processes
about service

Bespoke Home Loan Solutions

At KMB Associates LLP, we partner with top lenders to provide tailored home loan solutions that suit your unique needs. From low interest rates to flexible repayment options, we have the perfect home loan for you.
  • Competitive interest rates
  • Flexible repayment options
  • Quick application process
Service benefits

Why choose KMB associates llp for your Unsecured Business Loan needs?

Competitive Interest Rates:

KMB Associates LLP offers the lowest home loan interest rates, ensuring affordable and favorable monthly repayments.

Flexible Loan Amounts:

Whether you need a smaller loan for a cozy home or a larger sum for a luxury property, KMB Associates LLP simplifies the home loan process to help you get the home you desire!

Quick Approval and Disbursement:

With KMB Associates LLP, applying for a home loan is easy, with fast approval and seamless disbursement, ensuring you can act on your home purchase without delay.

Transparent Process:

KMB Associates LLP ensures transparency throughout the home loan journey, with clear terms, conditions, and fees, giving you a smooth and informed experience.

Dedicated Customer Support:

Our team is always ready to assist with the home loan process. Whether you have questions about eligibility or need guidance, we are here to support you every step of the way.

Our mission to simplify loan processes
why choose us?

Know more

KMB Associates LLP offers instant home loans with quick approvals and disbursements to support your homeownership journey. As a trusted lender in India, we provide flexible and unsecured loans to help you purchase or construct your dream home. Apply today for a seamless experience and let us help you turn your dream of homeownership into reality.

Years Experience
0 +
Secured Through Us
₹ 0 CR
Leading provider of personal, home, and business loans
Instant personal loan application
Loan against property document submission
Key Features

Advantages of Choosing Our Loans

Comparing interest rates for different loan options

Interest Rate

8.55% p.a. onwards

Loan amount options for personal and business needs

Loan Amount

up to 85% of the property value

Loan tenure options for flexible repayment

Tenure

up to 25 years (some lenders offer repayment period till 30 years

Breakdown of loan processing fees

Processing Fees

0.5% to 2% of loan amount (may vary across lenders)

Enquire Now

Documents Required

Salaried Individuals:
  • KYC (Photo, Pan Card, Aadhar Card of Applicant & Co-applicant)
  • Latest 3 months’ Salary Slip
  • 12 month bank statement (Reflecting the salary credited)
  • Utility Bill (Electricity Bill / Gas Bill)
  • 2 year Form 16
  • Company ID Card / Offer Letter / Visiting Card
  • NOC from Society/Builder
  • A detailed estimate of the cost of construction of the house (Cost Sheet)
  • Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (original document)
  • Receipts of the advance payments made towards the purchase of flat (original document)
  • Occupancy Certificate & Completion Certificate
If OC is not available then Plan copy need to be provided. > Self Employed Individuals:
  • Individual KYC (Photo, Pan, Aadhar Card of all applicant & Co-applicant)
  • Utility Bill (Electricity Bill)
  • Gumasta Licence (Proprietor), Company Pan Card/Partnership Deed (Partnership), Company Pan Card/MOA/AOA/Certificate of Incorporation, Shareholding & List of Director (Pvt. Ltd.)
  • Udyam Certificate
  • 1 year GST return.
  • Last 2 years ITR of company and individual (Acknowledgement, Computation of Income, Balance Sheet & Profit & Loss Account with schedules, (If applicable 3CD & 3CB))
  • Last 12 months current account banking
  • Last 6 months saving account banking
  • NOC from Society/Builder
  • A detailed estimate of the cost of construction of the property (Cost Sheet)
  • Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (original document)
  • Occupancy Certificate & Completion Certificate
Note: The above list is indicative and your lender might ask for additional documents

General Questions

Get quick answers to common questions about our loans and application process. Ensure a smooth experience with the information you need.

Your Home Loan Eligibility will be calculated after deductions of the EMIs that you are paying already. Usually, banks and NBFCs fund around 85 % of the loan amount of the total value of the property. Therefore, if you want a home loan to buy a property of Rs. 50 lakhs, the maximum amount you can get is 85% of that i.e. 42.50 lakhs.
A home loan is an amount of money that an individual borrows from a bank or money lending company at a certain rate of interest. The repayment of the loan amount is done through EMIs. The brought property is taken as a security by the bank / lending company against the Home Loan.

A home loan is an amount of money that an individual borrows from a bank or money lending company at a certain rate of interest. The repayment of the loan amount is done through EMIs. The brought property is taken as a security by the bank / lending company against the Home Loan.

Most often, a poor credit score may be an important reason for your home loan rejection. Lenders assess your creditworthiness with your credit score. … Credit score plays a major role in your loan approval. Sometimes, the negative credit score may be due to incorrect information provided by the

It usually takes 10-15 days but depends upon bank to bank and case to case.
Raise the tenure b. Maintain a good credit score c. Pre-pay running loans
EMI Under Construction enables you to make payments through EMIs , in a partly disbursed loan for an under construction project. The loan amount is partly disbursed and EMI is set as per the sanctioned amount. The tenure of the loan keeps moving up with additional amount being disbursed.
It usually takes 10-15 days but depends upon bank to bank and case to case.
You can include your spouse/parents/children/ siblings as a co-applicant for the Home Loan and we shall consider his / her income to enhance your loan eligibility.
RupeeBoss is one of the biggest loan distributors in India. This financial institute provides you an option of 50+ banks and NBFCs. It also assists you to get the best rate of interest on your home loan.
Yes, the option of Top up is available on home loan.
Yes, prepayment is allowed in home loans, but it depends from bank to bank. Some Banks & NBFCs ask forPre-payment charges. But again this varies from bank to bank.
Spouses and only blood relations are considered as co applicants for a home loan.
In case you have availed only a part of the loan, you would be required to pay only the interest on the amount disbursed till the full loan amount is availed.
Processing fee is charged by lenders on the home loan. Usually, Banks and NBFCs charge either a fixed amount or some percentage of the loan amount.
other services

Other products

View All

Personal Loan

Quick and adaptable personal loan solutions.

Learn More

Car Loan

Swift and flexible car loan options.

Learn More

Unsecured Business Loan

Quick and flexible unsecured business loans

Learn More
View All