Balance Transfer
If high EMIs are straining your budget, KMB Associates LLP can help with a simple balance transfer solution. Transfer your existing loans to us for lower EMIs and improved financial flexibility. Let us assist you in restructuring your loan portfolio for easier management.
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Transfer Your Balance for Better Rates
At KMB Associates LLP, we help you find the most competitive balance transfer options to save on interest rates and streamline your debt management. Benefit from lower rates and optimized financial solutions with our expert assistance.
- Customized Solutions
- Access to Top Lenders
- Effortless Process
Service benefits
Why choose KMB associates llp for your Unsecured Business Loan needs?
Lower EMIs:
By transferring your loans through KMB Associates LLP, you can significantly reduce your monthly EMIs. We recognize the importance of effective financial management, and our balance transfer services help you enjoy a more affordable repayment plan tailored to your needs.
Additional Top-Up:
At KMB Associates LLP, we not only help you lower your EMIs through a balance transfer but also offer an additional top-up on your existing loan. This allows you to access extra funds without increasing your monthly installment amount, making it easier to consolidate your loan and meet your financial needs without added strain.
Hassle-Free Documentation:
We prioritize your convenience by streamlining the balance transfer process. With minimal documentation requirements, we ensure a smooth and hassle-free transition of your loans, so you can focus on what matters most.
Wide Range of Banks:
With access to over 30 partner banks, KMB Associates LLP provides you with a broad selection of options for your balance transfer. This extensive network allows you to find the best deals and interest rates, tailored to your unique financial needs.
why choose us?
Know more
KMB Associates LLP offers instant balance transfer services with quick approvals and seamless processing to support your financial needs. Whether you’re looking to reduce your EMIs or consolidate your debt, we provide flexible and convenient options to optimize your financial management. Apply today for a smooth experience and let us help you achieve better financial stability.
Years Experience
0
+
Secured Through Us
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0
CR
Key Features
Advantages of Choosing Our Loans
Interest Rate
starts from 9.6% per annum (Personal Loan)
starts from 8.4% per annum
(Home Loan)
Starts from 9% per annum (Loan Against Property)
Age Limit
21 – 60 years (Personal Loan)
23 – 65 years (Home Loan)
21 – 65 years (Loan Against Property)
Tenure
Up to 72 month (Personal Loan)
Up to 30 years (Home Loan)
Up to 20 years (Loan Against Property)
Credit Score
Preferably 750 and above (varies across lenders)
Documents Required
Documents required for Salaried Individual:
- KYC (Photo, Pan Card, Aadhar Card of Applicant & Co-applicant)
- Latest 3 months’ Salary Slip
- 12 month bank statement (Reflecting the salary credited) (1June 2022 to till date)
- Current Address Proof (If rented then rent agreement)
- 2 yrs Form 16
- Company ID Card / Offer Letter / Visiting Card
- All ongoing loan sanction letter and repayment track record.
- SOA (Statement of Account) – Home Loan
- Sale Agreement
- Occupancy Certificate (OC) & Completion Certificate (CC)
- LOD (List of Documents with bank)
If OC is not available then Plan copy needs to be provided.
Documents required for Self Employed Individuals:
- KYC (Photo, Pan Card, Aadhar Card of Applicant & Co-applicant)
- Utility Bill of office and home (Electricity Bill / Gas Bill)
- Udyam Certificate
- GST Certificate
- Gumasta Licence (Proprietor), Company Pan Card/Partnership Deed (Partnership), Company Pan Card/MOA/AOA/Certificate of Incorporation (Pvt. Ltd.)
- 1 year GST return. (June 2022 to Till Date)
- Last 2 years ITR of company and individual (Acknowledgement, Computation of Income, Balance Sheet & Profit & Loss Account with schedules, (If applicable 3CD & 3CB))
- Last 12 months current account banking
- Last 6 months saving account banking
- All ongoing loan sanction letter and repayment track record.
- Sale Agreement/All Chain Agreement
- Home loan sanction letter
- Occupancy Certificate & Completion Certificate
- LOD (List of Documents with bank)
Note: The above list is indicative and your lender might ask for additional documents.
General Questions
Get quick answers to common questions about our loans and application process. Ensure a smooth experience with the information you need.
A credit score of 750 or higher is generally considered favorable. Lenders typically prioritize scores closer to 900 for immediate approvals.
For short-term loans, a repayment period within 12 months is recommended. Longer terms, up to 5 years, may be available based on loan amount and business needs.
GST payments influence loan approval as higher payments reflect larger business volumes, increasing lender confidence in the applicant’s ability to manage finances.
Minimum turnover requirements vary by lender. Check with specific banks or financial institutions for their criteria.
Fees for pre-closure and partial prepayment vary among lenders, ranging from zero to up to 5% of the loan amount. Confirm these details with your lender.
Government schemes include MUDRA Yojana, SIDBI loans, CGTMSE, PMEGP, Standup India, Startup India, psbloansin59minutes.com, NSIC, and NABARD, offering various support options.
Explore and compare loan options online for up to Rs. 10 lakhs. Look into collateral-free loans with competitive rates, including Mudra loans under PMMY, or options from private banks, NBFCs, and small finance banks.
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