KMB Associates

Loan Against Property

Unlock the value of your property with KMB Associates LLP’s Loan Against Property solutions. We connect you with top banks and NBFCs to offer competitive rates starting from 9%* p.a. for affordable and convenient borrowing options.

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Our mission to simplify loan processes
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Unlock the Value of Your Property

Leverage your property for financial needs with tailored loan solutions. Access competitive rates and flexible terms to get the funds you require.
  • Flexible Loan Terms
  • Competitive Interest Rates
  • Quick Processing
Service benefits

Why choose KMB associates llp for loan Against Property needs?

Attractive Interest Rates and Transparent Fees

Benefit from competitive interest rates and transparent fees with KMB Associates LLP. We ensure you get the best terms and conditions for your Loan Against Property.

Tailored Loan Offerings

Our loan offerings are customized to fit your specific needs, with interest rates varying based on your profile and credit score. We aim to provide the most favorable terms for you.

Flexible Financial Solutions

Use the value of your property for various financial needs, from business expansion to medical expenses. Our loans offer flexibility to help you achieve your goals.

Streamlined and Hassle-Free Process

Our process for securing a Loan Against Property is efficient and straightforward. Our experts will guide you through each step for a smooth borrowing experience.

Exceptional Service and Quick Approvals

Experience timely approvals and disbursements with KMB Associates LLP. Contact us to unlock your property’s value and start achieving your financial goals with exceptional customer service.

Our mission to simplify loan processes
why choose us?

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KMB Associates LLP provides efficient and accessible Loan Against Property solutions to meet your financial needs. With competitive interest rates and a streamlined application process, we make borrowing against your property simple and hassle-free. Apply now to leverage your property’s value and achieve your financial goals.
Years Experience
0 +
Secured Through Us
₹ 0 CR
Leading provider of personal, home, and business loans
Instant personal loan application
Loan against property document submission
Key Features

Advantages of Choosing Our Loans

Comparing interest rates for different loan options

Interest Rate

9% p.a. onwards

Loan amount options for personal and business needs

Loan Amount

up to 65% of the market value of your property (may vary across lenders)

Loan tenure options for flexible repayment

Tenure

up to 15 years

Breakdown of loan processing fees

Processing Fees

0.5% – 2% of loan amount (may vary across lenders)

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Documents Required

Salaried Individuals
  • Individual KYC (Photo, Pan, Aadhar Card of all applicant & Co-applicants)
  • Utility Bill (Electricity Bill / Gas Bill)
  • Form 16/Bank statements (bank statements or passbook for last 6 months) or last 6 months salary slips/Income tax returns for last 3 years
  • Current job appointment letter (if more than 2 years have been spent in the same job)/Current employment certificate/Experience certificate
Property Documents
  • Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder, Share Certificate
  • Occupancy Certificate & Completion Certificate
  • NOC from Society/Builder
Self Employed Individuals
  • Individual KYIndividual KYC (Photo, Pan, Aadhar Card of all applicant & Co-applicants)C (Photo, Pan, Aadhar Card of all applicant & Co-applicants)
  • Utility Bill (Electricity Bill / Gas Bill)
  • Gumasta Licence (Proprietor), Company Pan Card/Partnership Deed (Partnership), Company Pan Card/MOA/AOA/Certificate of Incorporation/List of Director’s & Shareholding Patter (Pvt. Ltd.)
  • Udyam Certificate
  • 1 year GST return.
  • Last 2 years ITR of company and individual with CA attested (Acknowledgement, Computation of Income, Balance Sheet & Profit & Loss Account with schedules
  • Last 12 months current account banking
  • Last 6 months saving account banking
Note: The above list is indicative and your lender might ask for additional documents

General Questions

Get quick answers to common questions about our loans and application process. Ensure a smooth experience with the information you need.

No, it’s not necessary to have an account with the bank providing the loan, but being an account holder can be beneficial.
You can avail a Loan Against Property up to a maximum of 65% of your property’s market value, though this can vary by bank and NBFC.
Residential or commercial properties, such as shops and offices, can be used as collateral for a Loan Against Property.
A Loan Against Property (LAP) is a secured loan where your property is mortgaged as collateral. It allows you to borrow against the value of your property.
Yes, a jointly owned property can be used for a loan, but consent from all co-owners is typically required.
No, LAP does not offer tax exemptions. However, you can claim tax benefits on any existing home loan for the same property.
A home loan is used specifically for purchasing a property, whereas a Loan Against Property can be used for any purpose and is based on an existing property.
Loan disbursement typically takes 10-15 days but can vary based on the bank and specific circumstances.
Yes, NRIs can apply for a Loan Against Property, particularly for salaried positions.
Loan tenures range from 5 to 15 years, depending on your age and financial status.
KMB Associates LLP offers a streamlined process with access to multiple banks and NBFCs, competitive rates, and expert assistance to help you secure the best Loan Against Property deal.
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