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KMB Associates

Terms and Conditions

These Terms and Conditions govern the use of the loan services provided by KMB Associates LLP. By applying for a loan or using our website, you agree to the following terms:

1. Loan Eligibility

  • Loans are available to individuals meeting our eligibility criteria, including income, credit score, and documentation requirements.
  • KMB Associates LLP reserves the right to reject any loan application at its discretion.

2. Loan Agreement

  • Upon approval, a loan agreement will be provided, detailing the loan amount, interest rate, repayment terms, and other relevant information.
  • By signing the agreement, you commit to the repayment schedule outlined.

3. Interest Rates and Fees

  • Interest rates vary based on the loan type and borrower profile.
  • Additional fees such as processing fees, late payment charges, or prepayment penalties may apply, as detailed in the loan agreement.

4. Repayment

  • Loan repayment must be made according to the schedule agreed upon in the loan agreement.
  • Failure to repay may result in penalties, legal action, and reporting to credit bureaus.

5. Confidentiality and Data Usage

  • All personal and financial data submitted for loan processing is handled per our Privacy Policy.
  • We use your information solely for loan assessment and legal purposes.

6. Limitation of Liability

KMB Associates LLP is not liable for:

  • Losses due to factors outside our control, including but not limited to technical issues, economic changes, or third-party actions.
  • Decisions made based on the information provided during the loan application process.

7. Amendments

KMB Associates LLP reserves the right to amend these Terms and Conditions at any time. Changes will be communicated via our website or email.

8. Governing Law

These Terms and Conditions are governed by the laws of India, and any disputes arising from them will be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka.

This aligns with KMB Associates LLP being an Indian company. Let me know if you need further customization!

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at contact@kmbassociates.in.