KMB Associates

Working Capital Loan

At KMB Associates LLP, we offer tailored SME loan solutions to address the financial challenges of small and medium enterprises. Our working capital loans bridge the gap between expenses and revenue, ensuring you meet immediate financial obligations.
Our mission to simplify loan processes
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Empowering Your Business with Working Capital

At KMB Associates LLP, we provide tailored working capital loans to help SMEs manage day-to-day expenses and meet financial demands. Our customized solutions ensure you have the necessary funds to bridge gaps between expenses and revenue, supporting your business’s operational needs efficiently and effectively.

Service benefits

Why choose KMB associates llp for your Working Capital Loan needs?

Structured SME Finance:

We assist you in structuring your SME finance in a way that suits your business goals and cash flow requirements. Our expert team will work closely with you to design a financing solution that aligns with your unique business needs.

Flexible Repayment Options:

KMB Associates LLP offers flexible repayment options for our SME loans to match your business’s financial rhythm. Choose a repayment plan that fits your cash flow, giving you greater financial flexibility and peace of mind.

Affordable Interest Rates:

KMB Associates LLP is committed to providing affordable financing for your SME. Leveraging our extensive network of banks, we offer competitive interest rates to ensure your loan remains cost-effective and manageable.

SME Domain Professionals:

KMB Associates LLP connects you with experienced professionals in the SME sector. Their expertise and insights provide valuable guidance to help your business navigate industry challenges and seize opportunities.

Multiple Bank Options:

KMB Associates LLP partners with multiple banks to offer you a variety of SME loan options. Choose the bank that best fits your preferences, requirements, and existing relationships for a tailored financing solution.

Foreign Currency Funding Assistance:

KMB Associates LLP provides assistance with foreign currency funding for businesses engaged in international transactions. Our team ensures that your foreign currency needs are met effectively and efficiently.

Our mission to simplify loan processes
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KMB Associates LLP provides adaptable and affordable working capital loans with attractive interest rates. We connect you to a wide range of lending partners throughout India to support your business’s expansion and operational requirements.

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Key Features

Advantages of Choosing Our Loans

Comparing interest rates for different loan options

Interest Rate

15% p.a. onwards

Loan amount options for personal and business needs

Loan Amount

up to 2 Crores

Loan tenure options for flexible repayment

Tenure

up to 36 months

Breakdown of loan processing fees

Processing Fees

varies across banks

Documents Required

*If turnover is less than 20 lakh then customer needs to have strong banking. Loan will be provided by the bank as per customer banking.
Note: The above list is indicative and your lender might ask for additional documents

General Questions

Get quick answers to common questions about our loans and application process. Ensure a smooth experience with the information you need.

Your Working Capital Loan amount is determined based on an evaluation of your current inventory and future financial needs.
Permissible uses for Working Capital Loan funds include capitalizing on large orders, paying salaries and suppliers, purchasing essential supplies, and enhancing cash flow stability.

Repayment methods for Working Capital Loans can vary by institution but typically include cheque, online transfers, or cash, depending on the lender and loan amount. 

Major sources of Working Capital Loans include traditional banks and NBFCs, with modern options such as crowdfunding and investor connections becoming increasingly popular.

Minimum revenue thresholds for Working Capital Loans depend on the loan amount and business type. Startups and MSMEs often qualify with an annual turnover as low as Rs. 2 lakhs. It’s best to consult with the bank for precise requirements.

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